Applying for Aid

The Financial Aid Process

Fall 2025 FAFSA

Financial Aid Checklist

Filing your FAFSA

Go to the FAFSA website and complete the Free Application for Federal Student Aid (FAFSA).

What is the FAFSA?

FAFSA stands for Free Application for Federal Student Aid. It is an application used to collect information to determine your eligibility for financial aid rewards. It is the first step in the financial aid process. You use the FAFSA to apply for federal student aid, such as grants, work-study, and loans. In addition, most states and colleges use information from the FAFSA to award state aid.

What information will be collected?

The FAFSA has four main sections of required information:

  1. General student information (such as your name, date of birth, etc.)
  2. Dependency status (Dependent or Independent)
    Am I Dependent or Independent?
  3. Information about your parent (if applicable)
  4. Information about you, the student (and spouse if applicable)

Additional information collected includes the college you attend and your housing plans.

Your signature is required (as is your parent's if you are dependent). Your signature for the online FAFSA is the Federal Student Aid ID (FSA ID).

When can you file your FAFSA?

You can start filing your FAFSA beginning October 1. You have to fill out a FAFSA for every school year. A school year consists of Fall, Spring, and Summer terms.

Why use the IRS Data Retrieval on the FAFSA?

  • IRS Data Retrieval process will help simplify the verification process, if selected.
  • The tool will import accurate tax data quickly to your FAFSA.
  • Using this process can reduce errors and documents requested by the DMACC Financial Aid Office.

What is DMACC's Title IV school code?

004589

How long will it take the school to get your FAFSA information?

Your FAFSA will be sent to the colleges you listed when you filled out the FAFSA. It will take about 10-14 days after your FAFSA is submitted before DMACC will be provided access to your application information. When DMACC receives your FAFSA from the Department of Education, we will reach out to you via DMACC email, personal e-mail and text if you provided your cell phone number on your Application for Admission.

FAFSA Help

  • You can always reach out to the Financial Aid Office at DMACC for help completing the FAFSA.
  • You can also make an appointment with the Iowa College Network (ICAN) to get one-on-one help completing the FAFSA. You can make an appointment right online!

Review & Submit Financial Aid Requirements

The DMACC Financial Aid Office will receive your FAFSA from the federal government 10 -14 days after you complete the application on the FAFSA website.

Once the application is received, via DMACC email, personal e-mail and text if you provided your cell phone number on your Application for Admission. The Financial Aid Office will primarily use your DMACC email address to contact you, so check it often.

Additional information may be needed

It is very common for students to have to complete additional forms or provide additional documents before their eligibility for financial aid can be determined. DMACC refers to these items as “requirements.” These requirements can include being selected for verification.

Financial Aid Requirements

If you have requirements that must be completed, DMACC email, personal e-mail and text if you provided your cell phone number on your Application for Admission. You will be directed to the Banner Self Service (accessible through myDMACC) to complete the requirements.

» Instructions to complete Financial Aid Requirements on Banner Self Service

Many DMACC forms can be completed online. Here is a list of Financial Aid forms that could be needed. These items are time-sensitive, and must be completed as soon as possible. The processing of your financial aid is not possible until all requirements have been completed. Your charges will not be paid by financial aid and you will not receive a refund of excess financial aid until all missing items are submitted and your file has been processed.

Verification is the process the federal government uses to ensure the information you placed on the FAFSA is correct. If you are selected for verification, you must complete the verification process. DMACC will help you through this process by identifying what forms you need to complete, or what documents you need to provide to the Financial Aid Office. If you do not finish the verification process, your financial aid eligibility cannot be calculated.

» More information on our verification process

Accepting Your Award and Financial Aid Terms & Conditions

Once your FAFSA has been processed by DMACC and you have completed all of the outstanding requirements noted in Step 2, you will receive an award offer. DMACC will send your award offer to you via DMACC email, personal e-mail and text if you provided your cell phone number on your Application for Admission This award offer will allow you to review your financial aid eligibility from the state and federal government – such as federal grants, loans, and college Work-Study.

Accepting Financial Aid Awards

Instructions on accepting your financial aid awards give a detailed explanation with actual screen shots of the screens you will see when accepting your award.

If you accept a federal student loan, you may need to complete additional steps to borrow through the federal program. If you have never borrowed loans before coming to DMACC, or if this is the first time you will be receiving loans at DMACC, you will need to complete Entrance Counseling and/or the Federal Master Promissory Note (MPN). If you’d like more information and instructions regarding completing counseling you may visit DMACC’s Entrance Counseling/MPN webpage.

Can My Financial Aid Award Change?

Yes. Your financial aid award is based on you attending full-time for each term within the academic year (this may include summer, depending on your program of study). If you do not enroll full-time, your award will be adjusted. If at any time, before or during the semester, your enrollment changes – you add or drop a class or withdraw from all your classes – it is very important that you contact the Financial Aid Office. We can help determine if your registration changes have an impact on your financial aid. View here for reasons why your financial aid award may be adjusted.

Accepting Work-Study Award

If you are eligible and have accepted a Work-Study award, and you would like to be considered for a position on campus, don’t forget to apply for a Work-Study job. Your eligibility for college Work-Study will be shown on your award offer.


Need Help?

If you need help understanding your financial aid awards, you may always contact the DMACC Financial Aid Office.

You can also find more information about financial aid awards on our webpage.

The "Financing Your Education at DMACC"​ (PDF) booklet is a valuable resource you may use to learn more about the types of financial aid you may have been offered.