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Money Management
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Financial Management Orientation
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Financial Management Orientation
Credit Cards – What to know
Annual Percentage Rate (APR):
The amount of interest charged to your balance
Grace Period:
Amount of time before interest is charged to your purchases
Credit Limit:
Maximum amount you can charge to your card
Finance Charges:
The amount you are charged to carry a balance on the card
Fees:
Credit cards can have any number of fees, including: annual fee, cash advance fee, late-payment fee, over-credit limit fee
Cash Advances:
Withdrawing money against your credit limit, fees are often associated with this
Source:
www.financialaid.uconn.edu
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