Financial Management Orientation

Budgeting

Know your Income and Expenses

• Income
  • Part-time or full-time employment
  • Family assistance
  • Savings
• Expenses
  • Living: Rent, utilities, food, transportation, childcare
  • Healthcare: Insurance premiums, ongoing prescriptions
  • Entertainment: Movies, concerts, dates, CDs
  • Misc: Gym memberships, gifts, pets, daily coffee or cigarette habit?