Campus Name: online
Course Title: Principles of Banking
Course Number: FIN101
Section Number & CRN: WW1 (CRN 22103) and WW2 (CRN 23799)
Instructor Information
Name
Suzanne Markow
E-mail Address
Phone Number
515-964-6389
Fax Number
515-965-7135
Office Location
Ankeny bldg 8, room 1-a
Office Hours
Office hours are online, or on campus by appointment.
Instructor Web Page Address
Blackboard
Course Information
Semester & Year
Spring 2012
Date Syllabus Created and/or Revised
Created 11.9.2011
Days & Time & Location
Online only
Course Description & Credits
http://www.dmacc.edu/courses/crsrod.asp
This course surveys the banking functions. It provides a comprehensive introduction to the diversified services offered by the banking industry today. This is an online course.
Prerequisites
None.
Course Competencies
https://go.dmacc.edu/competencies
Condensed version:
1. Demonstrate the effect of
full service commercial banking on the economy, the community,
businesses, and individuals.
2. Explain the relationship between the deposit function, the credit
function, and the payments function.
3. Evaluate the history of banking to judge the future of banking based
on where it is today.
4. Identify the basic banking terms.
5. Describe the services that banks offer to governments, businesses,
individuals, and correspondents.
6. Explain the different types of accounts.
7. Demonstrate how deposits are made, examined, sorted, proved and
processed.
8. Identify the bank's legal relationship with various types of
depositors.
9. Explain check processing and collection.
10. Recognize the difference between paying and cashing a check.
11. Identify the various types of bank loans and investments.
12. Relate bank regulations to the operations of a bank.
13. Describe the functions of money and the money supply.
14. Discuss major developments in electronic banking services.
15. Explain why bank investments and performance are important to bank
constituents.
Course Overview
Chapter work
One chapter due each week on Tuesday: discussion, homework assignment, and mini-quiz for each chapter. Midterm exam covers chapters 1-6.
Final exam
Proctored final exam to be taken in person on campus Tuesday May 1. Final exam is closed-book and covers all chapters 1-13.
Textbooks & Materials
Required Textbooks & ISBN
“Principles of Banking” 10th edition, published by the American Bankers Association (ISBN 0-89982-655-5 or 978-0-89982-655-4). Textbook is REQUIRED.
The book is available from the Ankeny campus bookstore. You can either go pick it up, or they will mail it to you.
Software Applications
Access to the Internet is required to take this course online.
Software Notice
“All the software used in this class is copyrighted; therefore, it is not for distribution, copying, or personal use. This software is the property of Des Moines Area Community College.”
Course Policies
Attendance
The class schedule includes an outline for class content, and due dates for chapter work and the two exams. Students are expected to manage their own time when learning in an online environment; there is no set classroom time or lab time. A reasonable expectation of your time spent would be at least 3+ hours each week (spring schedule).
A student may work ahead of the posted schedule, but getting too far behind can make it very difficult to complete the course work. All course work must be completed and turned in to the instructor by midnight on the due date listed.
COMPUTER FAILURE is not an excuse for missing assignments, due dates, or quizzes. If your home computer does not work, or if it has "issues", you are responsible for finding another computer to use, or going to one of the DMACC campuses to use one of the labs.
Grading Criteria
The final course grade is composed of:
HOMEWORK: each chapter’s content lists the homework due for that chapter; this is done individually and includes reading, review questions, discussion, research, worksheets, mini-quizzes, and various other online activities.
EXAMS: there is a midterm exam after Chapter 6, and a comprehensive final exam at the end of the course. The final is taken on-campus in a proctored environment.
The number of points earned by the student, out of the total points possible, will determine the letter grade. (That's 20 points per chapter, 13 chapters, 40 pt. midterm and 50 pt. final = 350 total points in the course). The following scale is used:
A 90-100%
B 80-89%
C 70-79%
D 60-69%
F Less than 60%
The + (plus) or – (minus) will be assigned to the grade as appropriate.
Classroom Conduct
I expect you to be respectful to me, and to each other, in this class, even though you are in "cyberspace". If you feel uncomfortable about any aspect of our class environment, it is your responsibility to discuss it with me, the instructor.
Exam Policy
The comprehensive final exam for this course is given after Chapter 13. It is instructor-proctored, in-class, and closed-book. The exam is available for a 1-week window of time, and must be completed by the posted due date -- no late work accepted, no makeup exams given. Here are your options for taking your final exam:
1. Take the exam on-campus at Ankeny on Tuesday May 1 at 6pm, or at 7pm -- room to be announced. I will assume you will be there to take your test unless you have made alternate arrangements with me, the instructor, no later than April 10.
2. Take the exam on-campus at any DMACC testing center between Wednesday 4/25 and Tuesday 5/1. You need to contact me via DMACC e-mail to request the testing center option, no later than April 10.
3. If you are unable to be on-campus or are not within driving distance of a DMACC campus, you may have a licensed certified educator, a certified librarian, or a full-time faculty person at another college/ university serve as a test proctor if certain procedures are followed. The exam MUST BE TAKEN at a public facility (not at a private residence). I must be provided with the contact information -- you must request a "Proctor Approval Form" from the instructor, to be completed and returned by your proctor. The proctoring arrangements must be submitted no later than April 10, and must be agreed to by ME, and by the person you are requesting as proctor.
Late Assignments
There are numerous student assignments given during the course. The assignments, point value and due date are given on the course website, and are due as stated. You will not be given credit or points for late work. Plan your time accordingly.
Extra Credit
There is no extra credit option given to individual students. Any extra credit that is given would be available to all students equally, and posted on the course website in Announcements.
Academic Dishonesty/Plagiarism
It is important for you to be familiar with and follow DMACC’s Academic Misconduct policy. Students are encouraged to review DMACC’s Academic Misconduct Policy on-line at https://go.dmacc.edu/handbook/polprocedures/pages/academicmisconduct.aspx or in the DMACC Student Handbook.
Don't cheat. Don't claim the work of another as your own. These things are unacceptable to me, and to the college, and will be dealt with accordingly. This is an online course; it requires the same academic integrity as a face-to-face class does.
Being party to cheating, counts as cheating. You still get a zero and you still go through the process for academic dishonesty.
DMACC Information
Add/Drop Dates
https://go.dmacc.edu/registration/pages/add_drop.aspx
Note: it is the student's responsibility to officially "drop" any course for which they plan to discontinue attendance, by the appropriate deadline. If you just quit attending, it is not automatic- it will still show up on your transcript as an F or W. You must OFFICIALLY drop the course yourself.
Refund Policy
https://go.dmacc.edu/registration/Pages/refund.aspx
Support Services
Services for Students with Disabilities
https://go.dmacc.edu/student_services/disabilities
Any student with a documented disability who requires reasonable accommodation should contact the Disability Services Coordinator at 515-964-6850V or hlcoon@dmacc.edu or the counseling & advising office on any campus to apply for services.
Course Syllabus
Disclaimer: “This syllabus is representative of materials that will be covered in this class; it is not a contract between the student and the institution. It is subject to change without notice. Any potential exceptions to stated policies and requirements will be addressed on an individual basis, and only for reasons that meet specific requirements. If you have any problems related to this class, please feel free to discuss them with me.”
Nondiscrimination Policy: Des Moines Area Community College shall not engage in or allow discrimination covered by law. This includes harassment based on race, color, national origin, creed, religion, gender, sexual orientation, age, and disability. Veteran status in educational programs, activities, employment practices, or admission procedures is also included to the extent covered by law. Individuals who believe they have been discriminated against may file a complaint through the College Discrimination Complaint Procedures. Complaint forms may be obtained from the DMACC Web site, the Ombudsperson, Judicial Officer, Human Resources Department, the campus Provost's Offices, and Academic Deans’ Offices.
Students who wish additional information or assistance may contact the Executive Dean, Student Services, Laurie Wolf, Bldg. 1 on the Ankeny Campus, 515-964-6437 or the Judicial Officer, Debbie McKittrick, Bldg. 1 on the Ankeny Campus, 515-964-6574 or they may refer to Student Services procedure ES 4645 located at https://go.dmacc.edu/student_services/int. Click Policies & Procedures.
Employees and applicants who wish additional information or assistance may contact the EEO/AA Officer, Dr. Sandy Tryon, Human Resources, Bldg. 1 on Ankeny Campus, 515-964-6301 or refer to HR Procedures 3000, 3005, 3010, 3015, and 3020 at http://www.dmacc.edu/hr/hrpp.asp
Program Development/Academic Support Services Director, Sharon Bittner, is the official Student Accommodation Office/Section 504/ADA Coordinator for DMACC. The ADA Coordinator’s office is located in Bldg. 6-10e on the Ankeny Campus and may be contacted by voice (515-964-6857) or sgbittner@dmacc.edu. The ADA Coordinator is responsible for ensuring that the college complies with federal regulations that guarantee qualified students with disabilities equal access to all programs and services. Any student, faculty, or staff member may contact the ADA Coordinator’s office for clarification of federal regulations, appeal of a grievance, or resolution of a disability-related problem.
Syllabus Addendum
To access additional information related to DMACC policies and procedures that impact the classroom (i.e. use of technology, weather-related cancellations, classroom conduct, etc.), the DMACC student handbook, registration information (including add/drop dates and refund dates), student service information (including counseling and advising), the DMACC academic calendar, and campus-specific resources (i.e. Academic Achievement Center, library, computer, labs, etc), go to https://go.dmacc.edu/handbook and click “Syllabus Addendum” in the left navigation.
If you do not have access to a computer and need a printed version of any of the information described above, contact your instructor.