DMACC

Des Moines Area Community College/ online

http://www.dmacc.edu

Syllabus

Academic Standards Commission

Instructor Information

Name

Sue Markow

E-mail address

skmarkow@dmacc.edu

Phone number

515-964-6389

Office hours

to be determined

Fax number

515-965-7135

Office location

Ankeny Bldg 8, 01-A

My web page

http://www.dmacc.edu/instructors/skmarkow

Course Information

Course title

Principles of Banking (Spring 2010)

Course number

FIN101

Credits

3.0

Section number

WW1 & WW2

CRN number

22266 & 24340

Days & Time

Online only

Location

http://www.dmacc.edu/online/ -- this course is hosted on WebCT

Course description

http://www.dmacc.edu/courses/crsrod.asp
This course surveys the banking functions. It provides a comprehensive introduction to the diversified services offered by the banking industry today. This is an online course.

Prerequisites

None.

Course competencies

http://www.dmacc.edu/competencies

Condensed version:

1. Demonstrate the effect of full service commercial banking on the economy, the community, businesses, and individuals.
2. Explain the relationship between the deposit function, the credit function, and the payments function.
3. Evaluate the history of banking to judge the future of banking based on where it is today.
4. Identify the basic banking terms.
5. Describe the services that banks offer to governments, businesses, individuals, and correspondents.
6. Explain the different types of accounts.
7. Demonstrate how deposits are made, examined, sorted, proved and processed.
8. Identify the bank's legal relationship with various types of depositors.
9. Explain check processing and collection.
10. Recognize the difference between paying and cashing a check.
11. Identify the various types of bank loans and investments.
12. Relate bank regulations to the operations of a bank.
13. Describe the functions of money and the money supply.
14. Discuss major developments in electronic banking services.
15. Explain why bank investments and performance are important to bank constituents.

Important Dates

Chapter work

1 chapter due each week on Tuesday: discussion, homework assignment, and mini-quiz for each chapter.

Midterm exam

Proctored exam to be taken in person on campus Tuesday March 2.

Final exam

Proctored exam to be taken in person on campus Monday May 3.

Academic Calendar

http://www.dmacc.edu/academiccal.asp (spring calendar)

Textbooks & Materials

Required textbooks

“Principles of Banking” 9e, published by the American Bankers Association (ISBN 0-89982-602-4). Be sure to get the 9th edition.

The book is available from the Ankeny campus bookstore. You can either go pick it up, or they will mail it to you. Go to this link to order your book online: http://www.dmacc.edu/student_services/bookstore.asp

The book is also available from the Textbook Outlet in Ankeny:

Textbook Outlet -- 2005 S. Ankeny Blvd
515-965-4238
textbookoutlet@qwest.net

The outlet has both new and used books, and will ship (talk to Joe if you need to request shipping).

Software applications

Access to the Internet is required to take this course online.

Software notice

“All the software used in this class is copyrighted; therefore, it is not for distribution, copying, or personal use.  This software is the property of Des Moines Area Community College.”

Course Policies

Attendance and study expectations

The class schedule includes an outline for class content, and due dates for chapter work and the two exams. Students are expected to manage their own time when learning in an online environment; there is no set classroom time or lab time. A reasonable expectation of your time spent would be at least 3+ hours each week (spring schedule).

A student may work ahead of the posted schedule, but getting too far behind can make it very difficult to complete the course work. All course work must be completed and turned in to the instructor by midnight on the due date listed.

COMPUTER FAILURE is not an excuse for missing assignments, due dates, or quizzes. If your home computer does not work, or if it has "issues", you are responsible for finding another computer to use, or going to one of the DMACC campuses to use one of the labs.

Grading criteria

The final course grade is composed of:

CHAPTER HOMEWORK: each chapter’s content lists the homework due for that chapter; this is done individually and includes reading, review questions, discussion, research, worksheets, mini-quizzes, and various other online activities.

EXAMS: there is a midterm exam after Chapter 6, and a final exam at the end of the course. These exams are taken on-campus in a proctored environment.

The number of points earned by the student, out of the total points possible, will determine the letter grade. (That's 20 points per chapter, 13 chapters, 40 pt. midterm and 50 pt. final = 350 total points in the course). The following scale is used:

A               90-100%

B               80-89%

C               70-79%

D               60-69%

F               Less than 60%

The + (plus) or – (minus) will be assigned to the grade as appropriate.

Classroom conduct

Refer to the DMACC Student Handbook: http://www.dmacc.edu/handbook/welcome.asp

I expect you to be respectful to me, and to each other, in this class, even though you are in "cyberspace". If you feel uncomfortable about any aspect of our class environment, it is your responsibility to discuss it with me, the instructor.

Exam policy

The midterm exam for this course is given after Chapter 6. It is instructor-proctored, in-class, and closed-book. The exam is available for a 3-day window of time, and must be completed by the posted due date -- no late work accepted, no makeup exams given. Here are your options for taking your midterm exam:

1. Take the exam on-campus at Ankeny on Tuesday evening March 2 at 6pm, or at 7pm (room to be announced). I will assume you will be there to take your test unless you have made alternate arrangements with me, the instructor, no later than February 9.

2. Take the exam on-campus at any DMACC testing center on Monday 3/1, Tuesday 3/2, or Wednesday 3/3. You need to contact me via WebCT e-mail to request the testing center option, no later than February 9.

3. If you are unable to be on-campus or are not within driving distance of a DMACC campus, you may have a licensed certified educator, a certified librarian, or a full-time faculty person at another college/ university serve as a test proctor if certain procedures are followed. The exam MUST BE TAKEN at a public facility (not at a private residence). I must be provided with the contact information -- you must request a "Proctor Approval Form" from the instructor, to be completed and returned by your proctor. The proctoring arrangements must be submitted no later than February 9, and must be agreed to by ME, and by the person you are requesting as proctor.

The final exam for this course is given after Chapter 13. It is instructor-proctored, in-class, and closed-book. The exam is available for a 3-day window of time, and must be completed by the posted due date -- no late work accepted, no makeup exams given. Here are your options for taking your final exam:

1. Take the exam on-campus at Ankeny on Monday evening May 3 at 6pm, or at 7pm (room to be announced). I will assume you will be there to take your test unless you have made alternate arrangements with me, the instructor, no later than April 13.

2. Take the exam on-campus at any DMACC testing center on Thursday 4/29, Friday 4/30, or Monday 5/3. You need to contact me via WebCT e-mail to request the testing center option, no later than April 13.

3. If you are unable to be on-campus or are not within driving distance of a DMACC campus, you may have a licensed certified educator, a certified librarian, or a full-time faculty person at another college/ university serve as a test proctor if certain procedures are followed. The exam MUST BE TAKEN at a public facility (not at a private residence). I must be provided with the contact information -- you must request a "Proctor Approval Form" from the instructor, to be completed and returned by your proctor. The proctoring arrangements must be submitted no later than April 13, and must be agreed to by ME, and by the person you are requesting as proctor.

Late assignments

There are numerous student assignments given during the course. The assignments, point value and due date are given on the course website, and are due as stated. Late work is not accepted, so plan your time accordingly.

Incompletes

Students will not be given an incomplete grade in the course without sound reason and documented evidence as described in the Student Handbook. In any case, for a student to receive an incomplete, he or she must be passing and must have completed a significant portion of the course.

Academic dishonesty

Refer to the DMACC Student Handbook: http://www.dmacc.edu/handbook/welcome.asp

Don't cheat. Don't claim the work of another as your own. These things are unacceptable to me, and to the college, and will be dealt with accordingly. This is an online course; it requires the same academic integrity as a face-to-face class does.

Being party to cheating, counts as cheating. You still get a zero and you still go through the process for academic dishonesty.

DMACC Information Web Sites

DMACC home page

http://www.dmacc.edu/

Instructor home pages

http://www.dmacc.edu/instructors/welcome.asp

Admissions & registration

http://www.dmacc.edu/potienti.asp

Cellular phone use statement

http://www.dmacc.edu/handbook/polprocedures/cellphone.asp

WebCT

http://www.dmacc.edu/online/
What to do if your WebCT password expires- if your WebCT password won't let you in, it has probably expired. Your WebCT password is tied directly to your DMACC WebMail password, and it expires periodically. If this happens, you must first go to DMACC WebMail, where you are prompted to change your password. Then go back to WebCT, and use your new password to get in.

And if all else fails, contact the DMACC help desk:
call 515-965-7300 or e-mail helpdesk@dmacc.edu .

Student handbook

http://www.dmacc.edu/handbook/

Add/drop dates

http://www.dmacc.edu/registration/add_drop.asp
 

Note: it is the student's responsibility to officially "drop" any course for which they plan to discontinue attendance, by the appropriate deadline. If you just quit attending, it is not automatic- it will still show up on your transcript as an F or W. You must OFFICIALLY drop the course yourself.

Refund policy

http://www.dmacc.edu/refund.asp

Support Services

Accommodations

“It is the policy of DMACC to accommodate students with disabilities.  Any student with a documented disability who requires reasonable accommodation should contact the special needs coordinator at 515-964-6850 voice or 515-964-6810 TTY.”

Services for students with disabilities

http://www.dmacc.edu/student_services/disabilities.asp

Contact the special needs coordinator at 515-964-6850 voice, or 515-964-6810 TTY, or the counseling & advising office on any campus for an Application for Accommodation.

Academic & educational advising

http://www.dmacc.edu/advising

Career counseling

http://www.dmacc.edu/counseling

Library

http://www.library.dmacc.edu/

Academic Achievement Center 

http://www.dmacc.edu/student_services/academic_achievement_center.asp

Computer labs

http://www.dmacc.edu/helpdesk/pc_labs.htm

Disclaimer

“This syllabus is representative of materials that will be covered in this class; it is not a contract between the student and the institution.  It is subject to change without notice.  Any potential exceptions to stated policies and requirements will be addressed on an individual basis, and only for reasons that meet specific requirements.  If you have any problems related to this class, please feel free to discuss them with me.”